Transaction fees apply in accordance with the product prospectus. There are 3 types of transaction fees:

Subscription Fee: a fee charged when purchasing Mutual Funds. Redemption Fee: a fee charged when redeeming Mutual Funds. Switching Fee: a fee charged when switching from one Mutual Fund product to another product managed by the same Investment Manager.

Interbank transfer fees may apply to purchase or redemption transactions when the bank you use is different from the bank associated with the relevant Mutual Fund.