As 2026 approaches, global equity markets are expected to undergo significant shifts.

The dominance of U.S. equities has begun to soften amid economic slowdown, pressure on consumer demand, and concentration risks in certain sectors, particularly technology and AI. At the same time, emerging markets are starting to present more attractive opportunities, supported by a weaker U.S. dollar and the return of global capital flows outside the United States.

Equity Opportunities Amid Global Shifts

A declining interest rate environment and improving liquidity conditions are creating new opportunities in equity markets, albeit with elevated risks.

Volatility is expected to remain high, making a simple “buy good stocks” approach increasingly insufficient. Investors need to:

• Be more selective in choosing sectors and companies
• Pay closer attention to valuation, fundamentals, and economic cycles
• Avoid excessive concentration risk in a single theme or sector

In this context, Indonesia is considered to be in a relatively strong position. Stable domestic economic growth, controlled inflation, and supportive fiscal and monetary policies continue to make Indonesian equities attractive within the 2026 investment landscape.

Challenges for Equity Investors

For equity investors, market conditions like these often present meaningful challenges.

Determining which stocks to buy or sell becomes increasingly difficult. Interpreting market direction amid predominantly negative global news can be confusing, while price volatility heightens the risk of emotional decision-making.

Without clear guidance, return potential may become suboptimal and could even lead to losses.

The Role of Moduit Stock Advisory Service (MOSAIC)

This is where Moduit Stock Advisory Service (MOSAIC) becomes relevant.

MOSAIC is an equity investment advisory service delivered by licensed professionals, designed to support investors in making more structured and disciplined decisions. Stock recommendations are provided through the Moduit app and can be accessed conveniently in just one click.

MOSAIC is designed to help equity investors invest in a more structured and disciplined manner. Its approach includes:

• Equity recommendations based on research and fundamentals, rather than short-term speculation
• Strategy adjustments aligned with market conditions, whether bullish, sideways, or volatile
• Risk management, including disciplined entry and exit timing
• A medium- to long-term investment approach aligned with the 2026 economic cycle

Through MOSAIC, investors do not merely follow trends. They gain clarity on the rationale behind stock selection and understand how each position fits within both global and domestic market conditions.

Historical Performance of MOSAIC Strategies

As part of transparency and performance reflection, the following section outlines the historical performance of the three MOSAIC strategies throughout 2025. This information is presented to provide context on the investment approach and does not constitute a guarantee of future results.

MOSAIC - Strategy A (21 November 2024 – 20 November 2025) MOSAIC - Strategy A delivered approximately +28.7% over a one-year period. During the same timeframe, the LQ45 index recorded around -2.0%. This performance reflects disciplined strategy execution and risk management amid market volatility.

MOSAIC - Strategy B (25 November 2024 – 25 November 2025) MOSAIC - Strategy B achieved approximately +42.1% over one year, while the LQ45 index stood at around -3.0%. This strategy demonstrates the ability to capture growth opportunities within a structured and risk-aware framework.

MOSAIC - Strategy C (27 May 2025 – 30 November 2025) MOSAIC - Strategy C recorded approximately +9.0% since inception. Over the same period, the LQ45 index was around +3.4%. This strategy reflects a more selective and adaptive approach to prevailing market conditions.

These figures are the outcome of a process centered on research, disciplined execution, and continuous evaluation, and should not be relied upon as an indication of future performance.

Closing

As 2026 approaches, equity investing increasingly demands selectivity, discipline, and a clear decision-making framework.

In an environment of constant change, investment decisions grounded in research, fundamentals, and measured risk management become ever more critical in sustaining long-term investment outcomes.

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The information presented in this article is intended for educational and general informational purposes only. This article does not constitute an offer, recommendation, or investment advice of any kind. Past performance is not indicative of and does not guarantee future results. All investment decisions remain the sole responsibility of the investor and should be made in consideration of individual objectives, risk tolerance, and financial circumstances. Investors are encouraged to consult with an investment adviser or Portfolio Strategist prior to making any investment decisions.